Income Tax
ITR-1 SAHAJ Filing
Quick answer: ITR-1 SAHAJ e-filing for salaried individuals for AY 2026-27 — single Form 16, one house property, income up to ₹50 lakh.
₹499
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Why choose FinTax24
- 18000+ ITR-1 SAHAJ filings for AY 2025-26
Audience
Who needs ITR-1 SAHAJ Filing?
- Resident salaried employees with single or multiple Form 16s and income up to ₹50 lakh for AY 2026-27.
- Pensioners receiving pension income from former employer with or without current employment.
- Individuals with one house property (self-occupied or let-out) and salary income only.
- Taxpayers with interest income from savings, fixed deposits, and recurring deposits — no capital gains.
- Family pension recipients claiming standard deduction and Section 80DDB medical reimbursement.
- NRI returning to India with salary income fully taxable in India for FY 2025-26.
- First-time ITR filers seeking simple e-filing of SAHAJ form before 31 July 2026 due date.
How it works
- 1
Form 16 Collection
Share Form 16 from employer, Form 26AS, AIS, and bank statements via secure portal.
- 2
26AS / AIS Reconciliation
TDS deducted by employer matched with 26AS / AIS to fix any mismatch before filing.
- 3
Deduction Planning
Section 80C to 80U deductions maximised within prescribed limits for ITR-1 SAHAJ.
- 4
ITR-1 JSON Drafting
ITR-1 SAHAJ utility used to generate JSON — reviewed and shared with taxpayer for approval.
- 5
E-Filing & Aadhaar OTP
ITR-1 uploaded on incometax.gov.in and verified with Aadhaar OTP within 24 hours.
- 6
ITR-V & Refund Tracking
ITR-V acknowledgment delivered; 143(1) intimation and refund status tracked for 30-60 days.
Timeline
Why file this
Benefits of itr-1 sahaj filing
- ITR-1 SAHAJ preparation and e-filing for resident salaried individuals for AY 2026-27 (FY 2025-26).
- Single Form 16 reconciliation with Form 26AS and AIS to fix TDS mismatch before filing.
- Section 80C (₹1.5L), 80D (₹25K-₹1L), 80CCD(1B) NPS (₹50K), 80E, 80G, 80TTA planning.
- House property income under Section 24(b) standard deduction 30% and Section 80C home loan principal repayment.
- Other sources interest income from savings, FD, RD — clubbing under Section 64 if applicable.
- Avoid Section 234F late fee ₹1,000 (income ≤ ₹5L) or ₹5,000 (income > ₹5L) by 31 July 2026.
- 143(1) intimation tracking and refund credit within 30-60 days of processing.
- Aadhaar OTP / EVC verification included; ITR-V acknowledgment delivered in minutes.
Documents required
7 documents needed for itr-1 sahaj filing.
- PAN and Aadhaar of the taxpayer — Aadhaar must be linked with PAN for e-filing OTP verification.
- Form 16 issued by employer for FY 2025-26 — TDS on salary, perquisites, and profit in lieu of salary.
- Form 26AS and AIS downloaded from the e-filing portal showing all TDS, TCS, advance tax entries.
- Bank statements and passbooks for all savings, current, and FD accounts held during FY 2025-26.
- Home loan certificate from bank / HFC for Section 80C principal and Section 24(b) interest claim.
- Investment proofs — LIC, PPF, ELSS, NSC, tuition fees, 80D mediclaim premium, 80CCD(1B) NPS contribution.
- Rent receipt for HRA exemption if claiming — landlord PAN if annual rent exceeds ₹1 lakh.
DIY vs FinTax24
Why file itr-1 sahaj filing with FinTax24 instead of doing it yourself.
| Aspect | DIY / Portal | Local Tax Consultant | FinTax24 |
|---|---|---|---|
| Filing time | 7–14 days (typical) | Varies by availability and workload | 1 business days |
| Expert review | None | Depends on the consultant | Expert verified on every filing |
| Document check | You self-verify; rejected on portal | Manual review may vary | Pre-verified by our team before submission |
| Support | Email / chatbot | Appointment-based or office hours | WhatsApp + phone, Mon–Sat 10 AM–7 PM IST |
| Pricing | Government fees only | Consultant fee + government fees | Transparent: From ₹499 + govt fees |
Frequently asked questions
Who can file ITR-1 SAHAJ for AY 2026-27?
ITR-1 SAHAJ is for resident individuals with income up to ₹50 lakh from salary, one house property, and other sources (interest, dividend, family pension). It excludes capital gains, business / profession income, foreign income, and more than one house property. Non-residents and HUFs cannot file ITR-1.
What is the ITR-1 SAHAJ due date for AY 2026-27?
The ITR-1 SAHAJ due date for AY 2026-27 (FY 2025-26) is 31 July 2026. After this date, belated filing under Section 139(4) is allowed up to 31 December 2026 with Section 234F late fee of ₹1,000 (income ≤ ₹5L) or ₹5,000 (income > ₹5L).
Can I file ITR-1 if I have home loan interest claim?
Yes. ITR-1 allows one house property — self-occupied or let-out. You can claim Section 80C principal repayment (up to ₹1.5L overall limit) and Section 24(b) interest on home loan (up to ₹2 lakh for self-occupied, no limit for let-out). Joint home loan holders claim proportionately.
Can I file ITR-1 with dividend income exceeding ₹5,000?
Yes. From FY 2020-21, dividend income is taxable in the hands of the shareholder under Section 56(2)(iv). The earlier ₹5,000 exemption was removed. ITR-1 SAHAJ covers dividend income under other sources — file it with the full dividend amount and TDS credit from Form 26AS.
What is the maximum income for ITR-1 SAHAJ filing?
ITR-1 SAHAJ is available for total income up to ₹50 lakh for AY 2026-27. If total income exceeds ₹50 lakh from salary, one house property, and other sources, the taxpayer must file ITR-2 instead. Income from capital gains, business, or profession is not allowed in ITR-1 at any threshold.
Can I claim 80C deductions in ITR-1 SAHAJ?
Yes. Section 80C deductions up to ₹1.5 lakh are allowed in ITR-1 — LIC, PPF, EPF, ELSS, NSC, home loan principal, tuition fees, ULIP, etc. Other deductions include 80CCD(1B) NPS ₹50,000, 80D mediclaim ₹25,000-₹1,00,000, 80E education loan interest, 80G donations, and 80TTA / 80TTB interest.
What is the fee for ITR-1 SAHAJ filing at FinTax24?
ITR-1 SAHAJ filing starts from ₹499 at FinTax24 — covers Form 16 reconciliation, 26AS / AIS match, deduction planning, JSON drafting, e-filing on incometax.gov.in, and Aadhaar OTP verification. ITR-V acknowledgment delivered in minutes. 143(1) intimation tracking included at no extra cost.
What happens if I file ITR-1 late for AY 2026-27?
Late ITR-1 filing attracts Section 234F fee of ₹1,000 (total income ≤ ₹5L) or ₹5,000 (total income > ₹5L). Additionally, you cannot carry forward losses under house property or other sources. Interest under Section 234A applies on unpaid tax. Original return under 139(1) is best for full benefits.
Sources & authority: For regulations on itr-1 sahaj filing, refer to incometax.gov.in , eportal.incometax.gov.in .
Last reviewed by: FinTax24 Compliance Desk · Reviewed on:
Related Income Tax
- Income Tax Return Filing ITR filing for any taxpayer — ITR-1 to ITR-7 — for AY 2026-27 with Form 16, 26AS, AIS, deduction planning. View details →
- ITR Filing ITR filing for any taxpayer — ITR-1 to ITR-7 — for AY 2026-27 (FY 2025-26) with 26AS / AIS reconciliation. View details →
- ITR-2 Filing ITR-2 filing for capital gains, multiple house property, and foreign income for AY 2026-27 — no business income. View details →
- ITR-3 Filing ITR-3 filing for individuals and HUFs with business or profession income for AY 2026-27 — partner / proprietor. View details →
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