Tax & Business Calculators

Calculate FY 2025-26 income tax under new vs old regime in under 10 seconds — with Section 87A rebate and 4% cess.

Estimate TDS across all common payment types — salary, interest, rent, professional fees — instantly.

Calculate the HRA exemption under Section 10(13A) in 5 seconds — works for metro and non-metro cities.

Estimate STCG, LTCG and indexation benefit on equity, mutual funds and property under the FY 2025-26 regime.

See your real monthly take-home from a CTC offer — TDS, EPF, professional tax and gratuity deductions applied.

Compute advance-tax instalments and Section 234B/C interest in one go — for FY 2025-26.

Estimate NRI tax on Indian income, NRO interest, rental and capital gains — with residency status check.

Compare your current and new CTC — get the real hike percentage, take-home jump and tax impact.

Plan 80C, 80D, 80CCD(1B) and other deductions to minimise tax — across PPF, ELSS, NPS, EPF, LIC.

Calculate CGST / SGST / IGST + compensation cess across all 4 current GST slabs in under 5 seconds — inclusive or exclusive mode.

Extract base price and tax from any GST-inclusive invoice value — across all 5 slabs in 1 click.

Compute late fee and 18% interest for delayed GSTR-1, GSTR-3B, GSTR-9 filing — per Section 47 / 50.

Identify eligible / blocked / reversed ITC and reconcile GSTR-2B mismatches — every month.

Compute taxable invoice value with discounts, multiple rates, RCM and TCS in a single screen.

Compute gross, operating and net margin — plus break-even and target-margin pricing.

Find units / revenue needed to cover fixed costs and the margin-of-safety for any business.

Estimate EMI, total interest and prepayment savings for business loans — secured or unsecured.

Estimate working capital cycle, MPBF eligibility and interest cost under Tandon / Nayak framework.

Compute EMI for any loan in seconds — with year-wise principal / interest split and amortisation.

Estimate your home-loan eligibility based on income, FOIR, LTV and lender multiplier.

Compute EMI, total interest and amortisation for new and used-car loans in any tenure.

Compute EMI, total interest and amortisation for personal loans — banks and NBFCs.

Compute EMI for Indian and overseas education loans — SBI, BOB, PNB and private banks.

See interest saved and tenure reduced from a lump-sum or part-prepayment on any loan.

Generate month-by-month and year-by-year amortisation — with principal / interest split for tax.

Compare existing and new loan offers — find the breakeven month for a balance transfer.

Compute EMI and total interest for gold loans — banks and NBFCs, with LTV and tenure inputs.

Compute SIP future value, wealth gained and CAGR for any tenure and return assumption.

Compute FD maturity value, interest earned and TDS for any tenure and rate.

Compute RD maturity value, monthly contribution and total interest for any tenure.

Compute PPF maturity and Section 80C benefit for any annual contribution and tenure.

Compute future value of a lumpsum investment with CAGR and time-weighted return.

Compute mutual fund returns for lumpsum and SIP across equity, debt and hybrid categories.

Compute Step-Up SIP future value with annual contribution increase — outpaces flat SIPs.

Compute CAGR between any two values — investment, revenue, gold, equity.

Plan your retirement corpus — see corpus needed, monthly SIP required, and shortfall / surplus.

Compute EPF lump sum, EPS monthly pension and tax treatment at retirement.

Compute gratuity under Payment of Gratuity Act, 1972 — capped at ₹20 lakh tax-free.

Compute NPS Tier-1 corpus, pension and tax savings under Section 80CCD(1B) / (2).

Compute APY monthly pension and contribution — across all 5 slabs (₹1,000 – ₹5,000/month).

Break a CTC offer into in-hand salary and employer cost — line by line.

Estimate tax on performance bonus, incentive bonus and festival bonus.

Compute tax on leave encashment at retirement — ₹25 lakh exemption for non-govt employees.

Compute pension / annuity corpus and monthly payout for any retirement product.

Compute consolidated monthly retirement income across all streams — annuity, FD, rental, SWP.