Carpet Area
Carpet Area is the floor space inside the walls of a flat. The balcony and the common area do not count. You see it on the floor plan when you buy.
Real Estate & RERACASA Ratio
CASA ratio is the share of a bank's funds held in current and savings accounts. That cash costs the bank less than a term deposit. So a high ratio is good.
Banking & FinanceCash Flow Statement
A cash flow statement shows the cash that came in and went out. It splits the flow into trade, asset buys and funding. It shows if a firm can pay its bills.
Accounting & AuditCashless Hospitalisation
Cashless hospitalisation means you pay no cash at the desk. The firm pays the bill at a hospital in its net. You show your card. That is all you do.
InsuranceCGST
CGST is the central government's part of GST. You pay it when you sell goods or services within one state. Your tax bill shows CGST and SGST on it.
GST & Indirect TaxCIBIL Score
CIBIL Score is the 3-digit number that shows how a bank sees your credit file. It runs from 300 to 900, and a high score gets you a loan at a low rate.
Banking & FinanceCIN
CIN is the 21-character code that the ROC gives a new company. You use it for all forms you send to the MCA. It stays the same for the life of the company.
Company LawComposition Scheme
The composition scheme is a flat GST plan for small firms. You pay a set share of sales in place of the full rate. You file fewer forms, but lose input credit.
GST & Indirect TaxCopyright
Copyright is your right to own a work you made. It covers books, songs, art and code. You get it as soon as you make the work. You do not have to file for it.
Intellectual PropertyCSR-1 Filing
CSR-1 Filing is the form a company sends to the MCA to register a CSR project. You file it once for each new CSR project. The plan stays on the MCA list.
Compliance & RegistrationsCTC
CTC means Cost to Company. It is the full sum a firm spends on you in a year. It covers your pay, your perks and the firm's share of levies.
HR, Payroll & Labour LawCurrent Assets
Current Assets are the things your business turns into cash in a year. Stock, debtors and cash sit here. You find them on the Balance Sheet of your firm.
Accounting & Audit