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  • Old vs New Tax Regime: FY 2024-25 Math9 min read
    Income Tax

    Old vs New Tax Regime: FY 2024-25 Math

    The new regime gets the headlines, but the deduction stack under the old regime still wins for most salaried and small-business taxpayers. We ran the numbers for nine profiles.

    FinTax24 Editorial Team3 Sept 2026
  • Old vs New Tax Regime: FY 2024-258 min read
    Income Tax

    Old vs New Tax Regime: FY 2024-25

    From FY 2024-25 onwards, the new tax regime is the default. You can opt for the old regime in any year — the choice is not locked. The break-even depends on your deduction stack: if you use 80C, 80D, HRA, and home loan interest, the old regime usually wins. If your deduction stack is small, the new regime wins.

    FinTax24 Editorial Team28 May 2026
  • OPC vs Pvt Ltd for Solo Founders6 min read
    Business Registration

    OPC vs Pvt Ltd for Solo Founders

    OPC gives a solo founder the corporate shield of limited liability without needing a co-founder. The founder is the sole director and shareholder; a nominee is named to take over on death or incapacity. OPC can convert to Pvt Ltd after 2 years. For brand-signal or fundraising, go straight to Pvt Ltd.

    FinTax24 Editorial Team31 Mar 2026
  • PAN-Aadhaar Link & ITR Processing6 min read
    Income Tax

    PAN-Aadhaar Link & ITR Processing

    PAN must be linked to Aadhaar to file an income-tax return (with a few exceptions). Link on the e-filing portal via the Aadhaar OTP. After filing, e-verify within 30 days — using Aadhaar OTP, net-banking, or DSC. Once verified, processing typically completes in 20–30 days.

    FinTax24 Editorial Team6 May 2026
  • Partnership Deed: What to Include6 min read
    Business Registration

    Partnership Deed: What to Include

    A partnership deed is the constitutional document of a partnership firm. It covers the names and addresses of partners, the business activity, capital contribution, profit-sharing ratio, interest on capital, partner remuneration, admission / retirement procedures, and dissolution clauses. Stamp duty and registration as per the Indian Stamp Act and Registration Act.

    FinTax24 Editorial Team15 Apr 2026
  • Payroll: PF, ESI, PT & TDS6 min read
    Finance & Compliance Tips

    Payroll: PF, ESI, PT & TDS

    Payroll for an Indian company intersects four statutory obligations: PF (12% of basic, capped at ₹1,800 employee + ₹1,800 employer for basic ≤ ₹15,000), ESI (0.75% employee + 3.25% employer on gross for gross ≤ ₹21,000), PT (state-specific, typically ₹200/month for salary above the threshold), and TDS (Section 192, computed annually).

    FinTax24 Editorial Team18 Jan 2026
  • Section 44AD Presumptive: Primer6 min read
    Income Tax

    Section 44AD Presumptive: Primer

    Section 44AD lets resident individuals, HUFs, and partnership firms (other than LLPs) declare income at 8% of cash turnover and 6% of digital turnover when aggregate turnover is up to ₹3 crore. No books, no audit, single advance tax instalment by March 15. The companion trap-piece covers audit risk and deemed income.

    FinTax24 Editorial Team3 May 2026
  • When Pvt Ltd Stops Making Sense (Under ₹40L)10 min read
    Business Registration

    When Pvt Ltd Stops Making Sense (Under ₹40L)

    A Pvt Ltd gives you the right brand and fundraising optionality, but at ₹40L revenue the compliance cost is 4-6% of turnover, eating most of your margin. Here is the comparison matrix we use.

    FinTax24 Editorial Team3 Sept 2026
  • Pvt Ltd vs LLP vs OPC8 min read
    Business Registration

    Pvt Ltd vs LLP vs OPC

    Pvt Ltd is best for funded startups, multiple shareholders, and brand-required contracts. LLP is the right choice for professional services firms and small businesses with 2+ partners who want limited liability without the Pvt Ltd compliance load. OPC suits solo founders who want corporate status without a partner.

    FinTax24 Editorial Team25 Apr 2026
  • Reverse Charge Mechanism in GST: When It Applies7 min read
    GST

    Reverse Charge Mechanism in GST: When It Applies

    Reverse charge (Section 9(3) and 9(4) of the CGST Act) makes the recipient of supply liable to pay GST instead of the supplier. The most common triggers: legal services from advocates, GTA from unregistered transporters, rent from unregistered landlords, security services, and import of services.

    FinTax24 Editorial Team26 Jun 2026

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