PAN-Aadhaar Link, E-Verification, and ITR Processing

PAN must be linked to Aadhaar to file an income-tax return (except for certain non-resident and senior citizen categories). Use the income-tax e-filing portal to link; failure to link can lead to your PAN becoming inoperative. After filing, e-verify using Aadhaar OTP, net-banking, or DSC within 30 days. Once verified, the return is processed — typically within 30 days for e-verified returns. Refunds, if any, are issued via ECS to your pre-validated bank account.